One giant shit stain in the Central Bank Digital Currency scheme - unlike paper notes, U.S. coins, which constitute Dollars, Half Dollars, Quarters, Dimes, Nickels and Pennies, were coined by the United States Mint, NOT the Federal Reserve. So the Federal Reserve has ZERO jurisdiction to stop people from transacting and conducting commerce with COINS, regardless of what they want! In fact I'd even argue that if the Federal Reserve implements a CBDC, that the Fed should be required by Law to return all Coinage they hold back to Treasury for deposit at the U.S. Mint instead! Federal Reserve toilet Fiat notes may not circulate, but they can't ever stop coins being worth their assigned LEGAL TENDER VALUE!!
So keep all your coins handy and stored away, and in addition, take whatever coin you can out of the bank!! To be quite frank if someone paid me with 100 Sacagawea coins instead of a $100 Bill, I would be 100% fine with this! And hopefully any cash you keep on hand never has to be used as toilet paper!
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Love your common sense! Blessings and Prayers to all!